Building Stronger Financial Literacy Skills for Life

Credit therapy is a complimentary, nonprofit session where a counselor evaluates your financial resources and offers guidance. A Financial Obligation Management Program (DMP) is a structured strategy designed to lower rate of interest, reduce payments, and assist pay off financial obligation quicker.

Leave debt, enhance your credit, and handle your household budget

1/14/2026 Every year, we see and hear the same things. This year, why not make the pledge to yourself rather to do one thing to better your Financial Health? To help you reach that goal, we've come up with a list of our Leading 26 Financial Resolution Ideas: Kicking it off simple, we have the tried and true resolution: conserve more money.

How to Increase Credit Scores Fast in 2026

Whatever assists you keep your eye on the prize so that come December 31st, you can say, "I did it!" Tip: Attempt out the 50/30/20 Rule. Do not have a particular quantity in mind, simply understand you want to save more this year?

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You could also use an automation tool, such as our Save the Modification Tool, which rounds up every debit card purchase to position the change into your Savings Account. Tracking assists you remain on top of your financial resources so that you don't overdraft your account by mishap and helps capture any suspicious activity on your account (though we have Scams Detection features for that as well).

Track your spending with the FFCU App. Are you really using every subscription you have? Do you know the number of you have? It's likely that there is at least one subsciption - a streaming service, a food delivery service, and so on - that you no longer use and might be saving month-to-month on if you cancelled.

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Financial Tools are just that - tools - to make your life simpler. If you haven't tried any of our new features, make it your objective this year to try one out! Utilize our free Mobile Deposit tool in the FFCU App.

Navigating New Credit Repair Laws for 2026

Make this the year you lastly set aside funds with the words "Retirement" engraved across them. No matter if you save $5 or $5,000, if you contribute to an Individual retirement account or a 401k, any quantity in any method is better than where you began.

Currently conserving for retirement? Attempt to increase your Individual retirement account or 401k contributions now and end 2026 with even more in your Retirement Account. Include an Individual retirement account to the mix to diversify your portfolio.

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Inevitably, you come to the check out aisle and discover that you're thirsty. Were those planned purchases? Not necessarily, however other, larger impulse purchases might be preventing you from reaching your objectives just like that sweet bar is appealing you to cheat on your diet plan.

Idea: Ignore the product. Did you still want it when you came back? Desire a tried and real method to curb impulse purchases? Store with lists in 2026. It'll assist you stick to requirements instead of wants. And, if the potential impuse buy is something you really desire, you can constantly put it on the "for later" list.

Building Stronger Financial Literacy Skills for Life

Or go retro and use pen and paper! You're still swiping without rewards? In 2026?? We need to alter that. Prioritize using a debit card or charge card (* hint tip, like ours, hint hint ) that comes equipt with benefits points. Suggestion: Enlist in our uChoose Benefits Program. My credit score's not there if I don't examine it, right? INCORRECT.